The health benefits big companies get — without the big company.

The Population Science Management (PSM) Working Owner Program opens the door to group health benefit plans for the self-employed, 1099 workers, and families who've been priced out.

How We Work

Plain answers

If you can't repeat it back to us, we haven't explained it well enough — and that's on us, not you.

Honesty about trade-offs

Every option we show you comes with what it doesn't cover, not just what it does.

Guides, not salespeople

Our Independent Advisors are trained to help you make a better choice — including, sometimes, the choice to stay right where you are.